India's Friendliest Insurance Platform

Insurance Made
Simple & Affordable
for Every Indian

Policy Aid is your First Aid for Insurance — compare Health, Motor & Travel plans from top IRDAI-approved insurers and get covered in minutes.

✅

IRDAI Approved

⚡

Instant Policy

🤝

Free Claims Help

🏥

Health Insurance

Family Floater Plan

₹799/month

₹5 Lakh Cover

🚗

Motor Insurance

Comprehensive Cover

₹4,200/year

Zero Depreciation

✈️

Travel Insurance

International Plan

₹299/trip

50+ Countries

Trusted by 10,000+ Customers

20+ Insurer Partners

₹50Cr+ Claims Settled

4.8★ Average Rating

IRDAI Registered Broker

What We Offer

Insurance Plans Built
for Real Indian Lives

From first-time buyers to seasoned travellers — we've got a plan for every need and budget.

Get Covered in 4 Simple Steps

No jargon. No paperwork. Just the right insurance, fast.

Choose Insurance

Select from Health, Motor or Travel — tell us a bit about yourself.

Compare Plans

We show you plans from 20+ insurers side-by-side. Pick what fits.

Buy Instantly

Pay securely online. Your policy document arrives in your inbox immediately.

Claims Support

Our dedicated team guides you through every claim, step by step.

Free Instant Quote

How Much Does Your
Insurance Cost?

Get a personalised quote in 30 seconds. No spam, no callbacks unless you want one.

By submitting you agree to our Privacy Policy. IRDAI Broker License No. XXXXXXX

Why Policy Aid

We're Your First Aid Kit When Insurance Gets Complicated

Most Indians find insurance confusing and expensive. We fix that — with honest advice, transparent pricing and real human support.

✓
We compare 20+ insurers so you always get the best price
✓
No hidden charges — what you see is what you pay
✓
Dedicated claims assistance — we fight your corner
✓
Available in English, Hindi & regional languages
✓
Licensed IRDAI broker — your interests, not the insurer's

🏆

IRDAI Licensed Broker

Fully regulated, 100% compliant. Your money and data are always safe.

⚡

Instant Policy Issuance

Pay online and get your policy document emailed in under 2 minutes.

🤝

Free Claims Support

Our team handles the paperwork and follow-ups so you don't have to.

💰

Best Price Guarantee

We compare across 20+ insurers. You never overpay again.

Customer Stories

Real People. Real Relief.

Over 10,000 Indians trust Policy Aid for their insurance needs.

★★★★★

"When my mother was hospitalised, the Policy Aid team handled everything — pre-authorisation, discharge, follow-up. I didn't have to worry about a single form."

Rahul Krishnan

Mumbai, Maharashtra

★★★★★

"Renewed my car insurance in literally 2 minutes. Got a better deal than what I had before. Wish I'd found Policy Aid sooner!"

Priya Shah

Ahmedabad, Gujarat

★★★★☆

"Bought travel insurance for my Europe trip at an amazing price. When my flight got delayed, I got compensated with zero hassle. Highly recommend."

Arjun Mehta

Bengaluru, Karnataka

Insurance Insights

Know Before You Buy

Expert guides to help you make smarter insurance decisions.

🏥

Health Insurance

Best Family Health Insurance Plans in India 2025

Comparing top family floater plans under ₹1,000/month — coverage, hospitals and hidden exclusions decoded.

8 min read · Apr 2025Read →

🚗

Motor Insurance

Zero Depreciation Cover: Is It Worth the Extra Premium?

We break down exactly when zero-dep pays off — and when it doesn't. Real claim scenarios included.

6 min read · Mar 2025Read →

✈️

Travel Insurance

Do You Really Need Travel Insurance for a Schengen Visa?

Spoiler: yes — it's mandatory. Here's everything you need to know about the minimum requirements.

5 min read · Mar 2025Read →

FAQ

Frequently Asked Questions

Can't find your answer? Chat with us →

What is Policy Aid and how is it different from Policybazaar?

Policy Aid is a licensed IRDAI insurance broker focused on personalised service. Unlike aggregator websites, we assign you a dedicated advisor who helps you choose the right plan, assists during claims, and follows up until your claim is settled. We're not just a marketplace — we're your insurance partner.

Is it safe to buy insurance online through Policy Aid?

Absolutely. Policy Aid is an IRDAI-registered insurance broker. All payments are processed through encrypted, RBI-approved payment gateways. You receive your original policy document directly from the insurer via email — we never hold your policy documents.

How do I make a health insurance claim?

For cashless claims, simply go to a network hospital and show your e-insurance card. The hospital will coordinate directly with the insurer. For reimbursement claims, collect all bills, discharge summary and reports, then contact our claims team — we will guide you through every step and follow up with the insurer on your behalf.

Can I port my existing health insurance to a better plan?

Yes! Under IRDAI's portability guidelines, you can switch your health insurance to any insurer without losing your accumulated no-claim bonus or waiting period credits. Policy Aid's advisors specialise in porting — contact us at least 45 days before your renewal date.

What documents do I need to buy motor insurance online?

You need your vehicle's RC (Registration Certificate), your existing policy number (for renewal), and your driving licence. For new cars, the dealer typically provides the required documents. The entire process takes about 2 minutes on our platform.

Does travel insurance cover COVID-19 related cancellations?

Coverage varies by insurer and plan. Several of our partner insurers now offer plans that include medical treatment for COVID-19 abroad and trip cancellation due to a COVID-positive diagnosis. Our advisors can help you select a plan with the right coverage based on your destination.

Our Products

Insurance Plans for
Every Need & Budget

Compare plans from 20+ IRDAI-approved insurers — transparent pricing, zero hidden charges.

Enhance Your Protection

🦷

Dental Cover

Add dental OPD cover to your health plan starting ₹199/year.

👁️

Vision Cover

Spectacles, lenses and eye procedures covered.

🔧

Consumables Cover

Cover syringes, gloves and hospital consumables.

🚑

Ambulance Cover

Air & road ambulance costs fully reimbursed.

🏠

Hospital Cash

Daily cash benefit during hospitalisation — up to ₹5,000/day.

🌍

Global Cover

Extend your health cover for international travel & treatment.

About Policy Aid

First Aid for Insurance — That's Our Promise

We started Policy Aid because insurance in India was too complicated, too expensive and too indifferent to ordinary people. We're here to change that — one policy at a time.

10K+

Happy Customers

20+

Insurer Partners

₹50Cr

Claims Settled

4.8★

Avg. Rating

Our Mission

Insurance Shouldn't Be a Headache

Every Indian deserves insurance that's easy to understand, easy to buy and actually works when they need it most. That's the gap Policy Aid was built to fill.

As an IRDAI-licensed broker, we work for you — not the insurance companies. We earn our commission only when you get the right policy, which means our advice is always in your best interest.

Insurance is not just a financial product. It's peace of mind. Our job is to make sure every Indian can afford that peace of mind.

Policy Aid Team

Mumbai, India · IRDAI Licensed Broker

Our Values

What Drives Us Every Day

🔍

Transparency

No hidden fees. No confusing jargon. We explain every clause in plain English.

❤️

Empathy

We treat every claim as if it were our own family member's.

⚡

Speed

Instant quotes. Instant policies. Fast claims. Your time is valuable.

🏆

Integrity

IRDAI licensed and compliant. Your trust is our most important asset.

Insurance Insights

Know Before You Buy

Expert guides, comparisons and tips to help you make smarter insurance decisions.

🏥

Health Insurance

Best Family Health Insurance Plans in India 2025

Comparing top family floater plans under ₹1,000/month — coverage, hospitals and hidden exclusions decoded for Indian families.

8 min read · Apr 2025Read →

💊

Health Insurance

What Is Not Covered in Health Insurance: 15 Common Exclusions

From pre-existing diseases to cosmetic surgery — the exclusions your insurer won't highlight but you must know before buying.

7 min read · Mar 2025Read →

🔄

Health Insurance

How to Port Your Health Insurance Without Losing Benefits

A step-by-step guide to switching health insurers while keeping your no-claim bonus and waiting period credits intact.

6 min read · Feb 2025Read →

🚗

Motor Insurance

Zero Depreciation Cover: Is It Worth the Extra Premium?

We break down exactly when zero-dep pays off — and when it doesn't. Real claim scenarios with cost comparisons included.

6 min read · Mar 2025Read →

📋

Motor Insurance

Third-Party vs Comprehensive Car Insurance: Which Should You Buy?

Mandatory vs optional — understand the real difference, and why going cheap on motor insurance can cost you lakhs.

5 min read · Feb 2025Read →

⚡

Motor Insurance

How to File a Motor Insurance Claim in India: Step-by-Step Guide

Got into an accident? Here's exactly what to do in the first 30 minutes — and how to make sure your claim gets approved.

7 min read · Jan 2025Read →

✈️

Travel Insurance

Do You Really Need Travel Insurance for a Schengen Visa?

Spoiler: yes — it's mandatory. Everything you need to know about Schengen travel insurance requirements in 2025.

5 min read · Mar 2025Read →

🌏

Travel Insurance

Best Travel Insurance for Indians Visiting the USA in 2025

US healthcare is expensive. We compare the top plans covering medical emergencies, COVID, trip cancellations for Indian travellers.

8 min read · Feb 2025Read →

🎓

Travel Insurance

Student Travel Insurance: What Indian Students Studying Abroad Need to Know

University health plans aren't enough. Here's a complete guide to the right insurance cover for Indian students going abroad.

9 min read · Jan 2025Read →

Insurance Made
Simple & Affordable
for Every Indian

Insurance Plans Built
for Real Indian Lives

Get Covered in 4 Simple Steps

Choose Insurance

Compare Plans

Buy Instantly

Claims Support

How Much Does Your
Insurance Cost?

We're Your First Aid Kit When Insurance Gets Complicated

Real People. Real Relief.

Know Before You Buy

Best Family Health Insurance Plans in India 2025

Zero Depreciation Cover: Is It Worth the Extra Premium?

Do You Really Need Travel Insurance for a Schengen Visa?

Frequently Asked Questions

Ready for Your
Insurance First Aid?

Insurance Plans for
Every Need & Budget

Enhance Your Protection

Not Sure Which Plan to Pick?

First Aid for Insurance — That's Our Promise

Insurance Shouldn't Be a Headache

What Drives Us Every Day

Join the Policy Aid Family

Know Before You Buy

Best Family Health Insurance Plans in India 2025

What Is Not Covered in Health Insurance: 15 Common Exclusions

How to Port Your Health Insurance Without Losing Benefits

Zero Depreciation Cover: Is It Worth the Extra Premium?

Third-Party vs Comprehensive Car Insurance: Which Should You Buy?

How to File a Motor Insurance Claim in India: Step-by-Step Guide

Do You Really Need Travel Insurance for a Schengen Visa?

Best Travel Insurance for Indians Visiting the USA in 2025

Student Travel Insurance: What Indian Students Studying Abroad Need to Know

We're Here to Help

Talk to a Real Human

Send Us a Message

Insurance Made Simple & Affordable for Every Indian

Insurance Plans Builtfor Real Indian Lives

Get Covered in 4 Simple Steps

Choose Insurance

Compare Plans

Buy Instantly

Claims Support

How Much Does YourInsurance Cost?

We're Your First Aid Kit When Insurance Gets Complicated

Real People. Real Relief.

Know Before You Buy

Best Family Health Insurance Plans in India 2025

Zero Depreciation Cover: Is It Worth the Extra Premium?

Do You Really Need Travel Insurance for a Schengen Visa?

Frequently Asked Questions

Ready for YourInsurance First Aid?

Insurance Plans forEvery Need & Budget

Enhance Your Protection

Not Sure Which Plan to Pick?

First Aid for Insurance — That's Our Promise

Insurance Shouldn't Be a Headache

What Drives Us Every Day

Join the Policy Aid Family

Know Before You Buy

Best Family Health Insurance Plans in India 2025

What Is Not Covered in Health Insurance: 15 Common Exclusions

How to Port Your Health Insurance Without Losing Benefits

Zero Depreciation Cover: Is It Worth the Extra Premium?

Third-Party vs Comprehensive Car Insurance: Which Should You Buy?

How to File a Motor Insurance Claim in India: Step-by-Step Guide

Do You Really Need Travel Insurance for a Schengen Visa?

Best Travel Insurance for Indians Visiting the USA in 2025

Student Travel Insurance: What Indian Students Studying Abroad Need to Know

We're Here to Help

Talk to a Real Human

Send Us a Message

Insurance Made
Simple & Affordable
for Every Indian

Insurance Plans Built
for Real Indian Lives

How Much Does Your
Insurance Cost?

Ready for Your
Insurance First Aid?

Insurance Plans for
Every Need & Budget